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You have to hand it to the tabloids for constantly reminding us of the ongoing debt crisis in our country, There were 107,288 insolvencies recorded in England and Wales last year (a rise of 60 per cent), the number of homes repossessed rose by 65 percent to 17,000, our national debt is now £1.3 Trillion are figures we now hear daily ! However, the little known fact is the much mocked seaside sleepy town favoured by retirees (some 26% of its population are retired) called Torquay is the insolvency “hotspot” of the UK. Surely not? Yes, it’s true. More than one resident in 100 is insolvent making it the UK’s bankruptcy capital. Statistics show that the South cost and particularly the South West contains nine of the ten insolvency hotspots including Plymouth, Weymouth and Bournemouth. This is, attributed to the high cost of living and low wages in these areas.

So onto the rest of the top ten insolvency hot spots. In order of insolvencies (and not numbers of fish and chip shops), they are:Torquay, Kingston Upon Hull, Plymouth, Bournemouth, Eastbourne, Newton Abbot, Barnstaple, Hastings, Weymouth and Truro.

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